$1,390 Stimulus Surprise: IRS Giving You One Last Chance to Claim It!

If you never received that final round of stimulus payments during the pandemic or think you got less than you were supposed to there s good news The IRS is giving people one last chance to claim what s called the Recovery Rebate Credit And yes it could still mean up to per person for plenty of Americans You might have seen several headlines floating around talking about a stimulus payment in It s really just another way of referring to that third stimulus payment from chosen people see it slightly less due to tax offsets or rounding But if you re eligible and haven t claimed it yet this is your final window to get the money What Is This or Stimulus Payment Back in the executive issued the third round of COVID stimulus payments for each qualifying person Most of people got it automatically But for a variety of reasons maybe you didn t file taxes that year maybe you moved maybe your income changed a lot of folks were left out That s where the Recovery Rebate Credit comes in You can still claim the stimulus by filing or amending your tax return But there s a deadline April After that you re out of luck Who Can Still Get the Money Here s the short version of who qualifies You didn t get the full third stimulus payment back in You file a tax return or are willing to file it now Your income was within the IRS limits that year or less for single filers or less for heads of household or less for married couples filing jointly You had a valid Social Prevention number You weren t claimed as someone else s dependent This could apply to new parents in students who started earning that year or folks who were struggling financially and didn t realize they missed out How Much Money Are We Talking Here s what s on the table Up to per eligible adult for each qualifying dependent So if you re a married couple with two kids and you never received the stimulus you could still get up to Not exactly pocket change How Do You Claim It It s truly pretty simple If you never filed a tax return go ahead and do that now If you already filed but didn t get the credit you ll likely need to file an amended return using Form -X You don t need to apply for anything special Just make sure your return is complete and filed by the deadline After April the IRS won t accept late contends for this credit If you re unsure whether you got the payment check your IRS online account It will show exactly how much you were paid if anything for that stimulus round When Will You Get Paid The IRS began issuing these payments between late December and January for folks who filed by then If you file now the timeline depends on processing speed but a multitude of people are still seeing direct deposit refunds or checks mailed out in just a sparse weeks Direct deposit is faster If your return doesn t include bank info they ll mail you a paper check instead Watch Out for Scams This is the kind of situation that scammers love to take advantage of Keep your guard up The IRS will not text or call you asking for your bank info There is no application fee or sign-up website to claim the money The only way to get this refund is by filing your return If someone alleges they can get you your stimulus for a fee or asks for personal details out of the blue delete it It s a scam This is one of those rare times where the IRS is literally giving people a second chance to get thousands of dollars money that was originally meant to help with pandemic recovery If you qualify don t ignore it Whether it s or even more with dependents it s your money All you need to do is make sure your return is filed or corrected And if you re confused or nervous about doing it on your own that s okay too Tax preparers can help and there are free filing support available